Purchasing a first home can be confusing.  HousingSmarts homebuyer education helps potential homebuyers in buying a home and qualifying for Down Payment Assistance.

Applying/Registration for HousingSmarts
To apply for the HousingSmarts class and Down Payment Assistance PLEASE first read the criteria (below), consult the class schedule (below), then fill out and submit the Application Form by e-mail, or mail it to the address on the form.

Applications must be received 72 hours in advance of the class and are processed in the order received. You will be notified via email if you've been approved,. For further information, call 512-974-3100.

For more information, please click our flyer in English and Spanish.

Am I eligible?

  • You must live within Austin Full Purpose city limits.
  • Your household’s gross annual income must be at or below 120% Median Family Income.
  • City of Austin employees are eligible regardless of their income and residency.
  • Local, state, and federal government employees; school district employees; SSDI recipients and Veterans are eligible regardless of their income. But they must live within Austin Full Purpose city limits.
  • These eligibility requirements are applicable to HousingSmarts Program ONLY.

Alternate Homebuyer Programs
If the HousingSmarts Home Buyer Education schedule does not fit you needs, or you need a class offered in Spanish, please check for classes provide by the Business & Community Leaders, Habitat for Humanity, or the Frameworks Community Development Corporation. These organizations offer similar homebuyer trainings that can be used for NHCD financial empowerment programs.

FY 2019-2020 Housing Smarts Class Schedule
Fridays 8:30 am - 5 pm
(Half hour break at noon)

Tuesdays from 1-5 pm
(Must attend BOTH classes)

March 6, 2020 March 17 & 24, 2020
April 3, 2020 April 14 & 21, 2020
May 1, 2020 May 19 & 26, 2020
June 5, 2020 June 16 & 23, 2020
July 10, 2020 July 21 & 28, 2020
August 7, 2020 August 18 & 25, 2020
September 4, 2020 September 15 & 22, 2020