The City of Austin has several programs to help low-income households repair their homes and become financially stable. Income requirements are often changing, so check here for the most recent numbers set by the federal government.
Was your home built before 1978?
Lead is a poison that is most harmful to children. It is important to have your home inspected for hazardous lead and have your children blood tested. If you have children or grandchildren under the age of six who live in your home or visit often you may be eligible. Lead abatement offers up to $30,000 in free repairs.
With the Home Repair Loan Program homeowners can make much needed repairs to the foundation, roof, plumbing, HVAC system, electrical work and other major interior and exterior repairs to the home to bring it up to code, and make the home safe, livable, and healthy.
Eligible homeowners and renters can receive up to $15,000 in home improvements. If you have difficulty entering, leaving, and moving about your home due to a disability, our free Architectural Barrier Removal Program can modify those areas of your home to make them easier to use.
Have you received a notice about your private lateral line?
If you received a notice from the Austin Water Utility about a defect in your wastewater private lateral line, you may be eligible for a free replacement or repair. If you suspect a leak, but have not received a notice, call Austin Water at (512) 972-1000 to request a free leak test.
Buying a home and avoiding foreclosure can be confusing. HousingSmarts is a free homebuyer training that will put you on track for homeownership. Completion of the training satisfies the homebuyer education component for other financial empowerment programs.
Do you need help buying an affordable home in Austin?
The Community Land Trust program will allow you to purchase a home and lease the land. By taking the cost of the land out of the real estate transaction, land trust homes are more affordable than houses on the open real estate market.
Can you count all your employees on one hand? If you are operating as a microenterprise (a business with five or fewer employees, including the owner) in the City of Austin, you may qualify for free training and technical assistance.
Do you own a small or minority business looking to expand or relocate? As an incentive to help re-energize a low-income area with your business, the Community Development Bank offers financial assistance in the form of loan programs that provide flexible capital and technical assistance.